Like so many other things, this is in large part thanks to Henry. When Henry was a few months old, Tim and I got life insurance policies for ourselves...trying to provide security for our family in the event that something happened to one of us. During that process, we ended up getting a policy for Henry as well. We didn't do this because of potential lost income, or planning for funeral expenses. We did this to ensure that no matter what happened, Henry would always have at least a little life insurance. Should he get sick, or have some other condition that made him "uninsurable," at least he would have something. We never dreamed we'd be filing a claim to collect this insurance, and wish every day that we hadn't had to but rather were still paying the small premium each month.
But thanks to Henry, our amazing realtor and mortgage advisor, and to Tim for cleaning up some financial messes I made when I was younger, we are about to be homeowners. Of course I would rather stay in our rental for a couple more years, saving up for a down payment while raising Henry. But unfortunately that is not the case. I am grateful that we are able to make this move, to make a fresh start, and to begin making "the house that Henry built" our home.
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